We are the #1 ranked Independent lender in the greater Washington DC area.
The mortgage process can seem daunting, and surveys show that few home buyers find it adequately educational. Often, without professional advice, home buyers end up in loans that come up far short of the ideal loan for their specific financial objectives, and they are forced to pay a higher interest rate than is necessary. Our clients make smarter, and more confident mortgage decisions because of our interactive “Total Cost Analysis” (TCA) process.
Most loan officers work in a “silo”, doing nothing more than pursuing a loan approval. We will work closely with your realtor (and we will help you find an exceptional one if you haven’t already committed to a realtor), your investment advisor(s) and tax advisor to craft the ideal loan for your long term financial plan. With your approval, we will seek to include your full team of real estate and financial professionals in our “Total Cost Analysis” (TCA) process.
Just like how you shouldn’t only see a doctor when you’re gravely ill, it would be ill-advised to only consult a mortgage strategist when you’re ready to purchase a new home. We will meet with you by phone/computer for a “Total Cost Analysis” (TCA) update no less than annually, and we will send you regular updates on real estate and interest rate markets.